Charles Garth

We offer a modern approach to valuating commercial and residential real estate, providing tailored advice for financial institutions, property firms, investment funds, family trusts, government entities, major corporate tenants, and small to medium-sized enterprises. Our dedication to accuracy ensures that all involved parties can depend on the provided data and recommendations.

• Accurate Market Value Determination: Valuations provide an accurate determination of a building’s market value, essential for various stakeholders, including buyers, sellers, and investors. Knowing the true value of a property helps buyers avoid overpaying and ensures sellers price their property competitively.

• Securing Financing and Loans: Lenders require property valuations to determine the amount of financing they can securely provide. An accurate valuation ensures that the loan amount is proportional to the property’s worth, mitigating the lender’s risk. This is particularly important for mortgage applications, where the building itself often serves as collateral.

• Insurance Purposes: Valuations are vital for determining the correct amount of insurance coverage for a building. Under-insuring a property can lead to significant financial loss in the event of damage, while over-insuring can result in unnecessarily high premiums. An accurate valuation ensures that the insurance coverage matches the building’s true replacement cost, providing adequate protection without excessive expenditure.

• Taxation and Compliance: Property valuations are essential for taxation purposes, influencing property taxes and capital gains tax calculations. Accurate valuations ensure that property owners pay a fair amount of tax, avoiding overpayment or legal issues due to underpayment.

• Investment and Development Decisions: For developers and investors, valuations provide critical information about a property’s potential profitability. Accurate valuations help in assessing the feasibility of development projects and making strategic investment decisions. They provide insights into the current and future market trends, enabling investors to evaluate risks and returns effectively.